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Travel Insurance coverage Fraud, Don't Let It Come about To You



The California Insurance coverage Commissioner has ordered Trip Assured to cease performing company in the state of California. This Tennessee-based travel insurance company was apparently defrauding companies. But Trip Assured claims that what they had been selling in California was not travel insurance. The Commissioner finds their claim undeniable since what they were selling could easily fall into the insurance category or definition. Trip Assured 's primary advertising target is senior citizens.

California decided to take action after notice was taken that other states like Michigan, Texas, Florida, and North Carolina were taking equivalent actions against Trip Assured. Upon additional investigation, Trip Assured denied 30 claims in California and there had been 76 claims filed against them (in the final 36 months) with the Far better Organization Bureau (BBB). Even so the BBB states that these claims had been addressed by Trip Assured although those that filed the claims would not agree with that assessment of the scenario. There are also other travel insurance companies that have claims filed against them which is unfortunate since the travel insurance market is developing rapidly, particularly for those expensive vacation trips. The BBB in Tennessee has now revoked their (Trip Assured) membership - you would believe that would mean a thing considering that the organization is based in Tennessee.

Right here is an instance from one particular of the claims produced against Trip Assured. Sylvia Resnick is a senior citizen that booked a trip just for herself to Europe as effectively as a cruise whilst in Europe. She purchased Trip Assured by means of her travel agency at the time of booking the trip. It had taken her a long time to save up for the holiday that was to be that trip of a lifetime. For the duration of the vacation, she suffered serious back injuries and had to cancel the cruise. As soon as she arrived residence she saw her physician and obtained a doctors note that stated that she could not continue with the cruise due to the injury. As required by the policy she sent that note to Trip Assured expecting to be paid out beneath the terms of the agreement. It came as a total shock when they denied her claim and thus did not return her money.
ppi claim letter
There are two inquiries right here. The initial is why would an insurance organization that is supposedly aimed at satisfying their clientele put this senior citizen by means of this? The second question is how could the BBB view this situation (and scenarios just like this) as resulting in a satisfactory outcome?

Be very careful the subsequent time you invest in trip insurance. For those of you who have currently bought Trip Assured, you can make contact with their bank. It is 1st National Bank of Tennessee and the hotline number is 931-707-3561, but that hotline is only effective for MasterCard buyers, but call nonetheless to see what non-MasterCard customers ought to do. Hours of operation are 6 am. to 2:30 pm. Pacific Time. If you want to make a complaint, make contact with the state Department of Insurance at 800-927-4357 or you can file a complaint on the internet at

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